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2024 Election

2024 Election

Can UK Housing Policies Bridge the Affordability Gap? As the UK prepares for the 2024 general election, housing problems in the UK have emerged as a critical issue that could shape the political landscape. The rising cost of homes, the shortage of affordable housing,...

Smart Home Upgrades for your Home

Smart Home Upgrades for your Home

Enhancing Comfort, Convenience, and Energy Efficiency We’re currently witnessing technology integrate into our daily lives at a faster pace than ever, and our homes are no exception. Smart home upgrades are rapidly gaining popularity in the UK, offering a living space...

The Re-Mortgage Checklist

The Re-Mortgage Checklist

Key Considerations for Making Informed Decisions Owning a home is a significant financial commitment, and your mortgage plays a crucial role in managing that cost. Re-mortgaging your property involves taking out a new loan to replace your existing mortgage. This can...

Stress-Free Moving Tips

Stress-Free Moving Tips

Making Your Transition to a New Home Seamless and Enjoyable Moving house can come with a whirlwind of emotions. The thrill of a fresh start and a new chapter intertwines with the undeniable anxiety of logistics and upheaval. If you’ve got a big home move coming up,...

Building Wealth Through Property

Building Wealth Through Property

Becoming a Landlord and Starting Your Property Portfolio Achieving financial security is a dream for most, and property investment has demonstrably served as a springboard for countless individuals seeking to build long-term wealth. The tradition of property ownership...

A Springboard for First-Time Buyers

A Springboard for First-Time Buyers

Lifetime ISA Dreaming of taking those first steps onto the property ladder? A huge milestone for many, but also a daunting challenge. A recent Zoopla study revealed a hurdle many first-time buyers face when they need to secure a £34,500 deposit for a £240,000 house...

Inheriting a House in the UK

Inheriting a House in the UK

What you need to know   Inheriting a house in the UK is a situation many may find due to the nation's strong culture of property passing through generations. Predictions indicate that the total value of inheritances is expected to see a substantial increase,...

Mastering Your Home Extension Project

Mastering Your Home Extension Project

From Planning to Perfection   Embarking on a home extension is an exciting journey towards creating your dream living space, offering an alternative to the daunting process of moving. According to TSB, two in five homeowners would actually rather build an...

First Impressions Count

First Impressions Count

First Impressions Count How to Enhance House Viewings For a Fast Sale Selling your home is a significant milestone, and viewings play a crucial role in securing a successful sale. Creating a welcoming, attractive, and memorable environment for potential buyers can...

Spring Into Home Maintenance

Spring Into Home Maintenance

As the chill of winter fades and the first signs of spring emerge across the UK, homeowners are presented with the perfect opportunity to assess and address the needs of their homes. Seasonal maintenance is a crucial aspect of home ownership, ensuring that homes not...

What Mortgage Do You Need for an Airbnb?

What Mortgage Do You Need for an Airbnb?

To set the tone for the growing potential of Airbnb as an investment and hosting opportunity, consider the staggering statistics that underscore its global reach and popularity. The platform boasts over 5 million hosts worldwide, with more than 7.7 million active...

Secured & Assured: Insurance Auto-Renewals and Loyalty

Secured & Assured: Insurance Auto-Renewals and Loyalty

Secured & Assured: Insurance Auto-Renewals and Loyalty Insurance policies are important financial instruments designed to provide a safety net during unforeseen life events. Understanding insurance auto-renewal, the necessity of reviewing your cover, and the...

Hard vs Soft Credit Checks

Hard vs Soft Credit Checks

How Do Credit Checks And Credit Health Affect Mortgage Applications?   Have you ever wondered how your past financial decisions could impact your dreams of owning a home? In the evolving world of UK mortgage applications, understanding the difference between hard...

Mortgage Anxiety Among Generation X

Mortgage Anxiety Among Generation X

Navigating Retirement with a Mortgage   In an era of financial uncertainty, a significant concern is surfacing among Generation X (individuals born between 1965-1980): the fear of carrying a mortgage into retirement. Recent research by Just Group uncovers that...

The Rise of Green Mortgages in the UK

The Rise of Green Mortgages in the UK

57% of Major UK Lenders Are Now Onboard, Signalling a Shift in Sustainable Home Financing [1].   Picture this - a housing market that not only serves our needs, but also sustains our planet. This is no longer a distant dream, but an emerging reality in the UK,...

Your Mortgage Matchmaker

Your Mortgage Matchmaker

In today's fast-paced world, searching for the perfect mortgage can feel like navigating a dating app. With a wide variety of rates, terms and fine print, it is easy to get lost in the overwhelming sea of options. Enter a mortgage adviser: not just a financial expert,...

Bridging the Property Financing Gap

Bridging the Property Financing Gap

The Rising Significance of Bridging Loans in the UK Property Market.   The UK property market is experiencing a shift with the rise of bridging loans. As a versatile financial solution, bridging loans are becoming increasingly popular vehicles for swift and...

Navigating Stamp Duty

Navigating Stamp Duty

Navigating Stamp Duty In recent years, the housing market in the UK has experienced a wave of changes, with one of the most notable being alterations in stamp duty regulations. Stamp Duty Land Tax (SDLT) is a crucial consideration for homebuyers, as it can...

The Benefits of Falling Mortgage Rates for UK Borrowers

The Benefits of Falling Mortgage Rates for UK Borrowers

The Benefits of Falling Mortgage Rates for UK Borrowers The UK mortgage market has witnessed significant shifts over the past few years, with rising interest rates causing concern for many borrowers. The Bank of England (BOE), responsible for setting the official bank...

Sparkling Transitions from Renting to Owning Your Home

Sparkling Transitions from Renting to Owning Your Home

Sparkling Transitions From Renting to Owning Your Home Private rental prices paid by tenants in the UK rose by 5.7% in the 12 months to September 2023. [1] The recent upswing in rental prices in the UK has become a notable concern, potentially steering individuals...

Preparing Your Home for a Smooth Sale

Preparing Your Home for a Smooth Sale

Preparing Your Home for a Smooth Sale   Did you know that it takes just 38 seconds for someone to form an opinion of your home? [1] In the ever-dynamic UK property market, selling your home can be as exciting as it is daunting. A smooth sale process depends not...

Importance of Getting Pre-Approved For a Mortgage

Importance of Getting Pre-Approved For a Mortgage

Buying a home is one of the most significant investments that most people will make in their lifetime. For first-time homebuyers in Northern Ireland, navigating the process of securing a mortgage can seem daunting, but getting a pre-approval for a mortgage is a...

5 Tips for First Time Buyers in Northern Ireland

5 Tips for First Time Buyers in Northern Ireland

As a first-time buyer in Northern Ireland, the process of buying a home can be overwhelming. However, with careful planning and preparation, you can make the experience smoother and more enjoyable. In this blog, we'll provide you with five essential tips to help you...

Private Medical Insurance in Northern Ireland

Private Medical Insurance in Northern Ireland

In today's world, ensuring access to quality healthcare is essential for individuals and families alike. While the National Health Service (NHS) in Northern Ireland provides comprehensive healthcare, many individuals are turning to private medical insurance (PMI) to...

How To Improve Your Credit Score

How To Improve Your Credit Score

For most people in Northern Ireland, purchasing a home is the biggest financial commitment they will ever make. Unfortunately, it's also one of the most challenging. Getting approved for a mortgage in Northern Ireland requires a good credit score, which can be...

Building a Property Portfolio in Northern Ireland

Building a Property Portfolio in Northern Ireland

Building a property portfolio can be a great way to create long-term wealth and generate passive income. However, it's essential to have a solid strategy and understanding of the market before diving in. In this blog, we will discuss how to build a property portfolio...

Things to consider when you are selling your home

Things to consider when you are selling your home

Preparing to sell your house on the open market can be a daunting task, but with the right preparation, you can increase your chances of a quick sale and a good price. In this blog, we will discuss some key steps to take when preparing your house to be sold on the...

Things to consider when moving home

Things to consider when moving home

Moving home is an exciting time, but it can also be a stressful one. There are many things to consider when moving home, and it can be easy to overlook important details. Whether you are moving to a new city or just a few miles away, it is important to plan carefully...

5 things to look for when buying your 1st house

5 things to look for when buying your 1st house

Buying your first house is one of the biggest financial decisions you will make in your life. It can be both exciting and nerve-wracking at the same time, especially if you are new to the housing market. The process can be complex, but with careful planning and...

What is happening with Mortgage Interest Rates

What is happening with Mortgage Interest Rates

Mortgage interest rates are one of the most important factors that potential borrowers need to consider when they apply for a mortgage. The UK mortgage market has seen a period of unprecedented low-interest rates. However, with the economic recovery in sight, there...

House Prices in Northern Ireland

House Prices in Northern Ireland

House prices in Northern Ireland have been on the rise in recent years, and January 2023 is no exception. According to the Northern Ireland Residential Property Price Index, the average house price in the region was £141,594 in December 2022, an increase of 3.6% from...

First Time Buyer Mortgage Northern Ireland

Navigating your first time buyer mortgage can be a minefield. Trying to source reliable and accurate information by yourself can seem impossible. That's where we at Complete Mortgage Solutions come in. We're here to help - free of charge. We can lead you through all...

Mortgage Providers Northern Ireland

Mortgage Providers Northern Ireland

At Complete Mortgage Solutions NI Neil and Jonathan strive to bridge the gap between financial ambition and the best mortgage solution for you. We understand that there are many financial terms that may be confusing or over-complicated. For instance you have probably...

Buy to Let Mortgage – Northern Ireland

Buy to Let Mortgage – Northern Ireland

Buy to Let Mortgage A Buy to Let Mortgage is specifically designed to allow the purchaser of a mortgage to let out or rent the property they have purchased to tenants. As with any form of borrowing there are risks you must be aware of before making major decisions. We...

How Long Does a Mortgage Take?

How Long Does a Mortgage Take?

The mortgage process can vary from person to person. It depends on lots of factors that can impede the speed of completion - some of which cannot be controlled by you - the buyer.  On average, a mortgage application will be completed, authorised, and issued in 18-40...

What You Need for a Mortgage

What You Need for a Mortgage

If you're a first-time buyer, you already know how difficult it is to climb on the property ladder in today's market. The value of deposits is on the rise in tandem with property prices. And mortgage lenders have a lot of rigorous conditions that must be met before...

Complete Mortgage Solutions NI

Complete Mortgage Solutions NI

[ad_1] Are you looking to buy your 1st home...move home or 're mortgage to do home improvements or just switch to a better rate? Want to get some life cover in place to protect your family in case of an illness, accident or injury? We can do it all... Watch this...