Making sure you are covered

Life and Home Protection

Our providers make sure that your health, home and contents are covered in the case of unexpected circumstances.

Income Protection

With income protection, you can rest assured that in the face of illness or redundancy, you can maintain your lifestyle.

Guaranteed Peace of Mind

We can make sure you are covered for all situations, giving you and your family the chance to enjoy life to the full.

We work with over 50 of the top insurance companies to help you get the best price, terms and extras you need.

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Our Insurance Services

Life is full of curveballs that can be thrown at you when you least expect it. In the face of unpredictability, the best way to prepare is by implementing some kind of insurance. 

Insurance buffers you from unforeseen bills which can be costly. And while most people know that insurance is important, not everyone knows the different types of insurance out there and the ways they can help. 

Below is a list of the specialist insurance we offer at Complete Mortgage Solutions NI:

Life Assurance

Life assurance pays out a tax-free sum to whoever you choose when you die. However, life assurance usually covers the policyholder for their entire life – so it’s also known as ‘whole of life’ cover. Our life assurance services ensure that you are protecting those closest to you, no matter what happens. There are other options in this area that we can happily discuss with you, including critical illness cover.

Critical Illness Cover

Critical illness cover offers a much-needed helping hand for you and your loved ones. It’s an insurance policy that helps protect you if you become critically ill during the policy term. It pays out a tax-free lump sum that you can use however you like – whether that’s to help cover health-related costs, monthly expenses, or lost income while you get better. Critical illness cover can range between providers and usually covers cancer, heart attack, strokes among many other illnesses. We can guide you through the cover offered by providers, ensuring you get the most suitable cover for your individual circumstances.

Income Protection

Your income pays for everything you do. From paying your mortgage and bills to holidays and socialising. Without this how can you cope? Income protection is a long-term insurance policy that makes sure you get a regular income until you retire or are able to return to work after an illness or accident. We can look at options that fit in with your particular situation, ensuring that if you do suffer illness or sickness, you have peace of mind that you will still have an income to maintain your regular lifestyle.

Private Medical Insurance

Private medical insurance is designed to cover the cost of private medical treatment. There is a long list of what this type of cover includes, such as hospital admissions, diagnostic tests, consultant costs, nursing care and drug prescriptions (to name just a few). Through our private medical insurance, we can advise the best options for cover if you require medical investigations or treatment. This type of cover can ensure you do not have to wait on NHS waiting lists and will be treated privately.

Building and Contents Insurance

If you own property without adequate insurance for buildings, contents, yourself and your family – then you cannot guarantee that your most prized possessions are protected. Buildings and contents insurance cover your home in the event of damage caused by extreme weather, fire in the home, water damage or if items in your home were damaged or stolen in a burglary. We aim to ensure through our panel of providers that you have adequate protection in place for this and can add personal possessions cover if needed. 

Homeowners Insurance

Homeowners insurance covers the house you reside in and any associated structures, such as a porch, garage, and balcony. It is especially important if you want to maintain your home and keep its property value high – plus it ensures cover in the case of major damage, like a house fire for example. For more information about mortgage solutions and protection, please get in touch with specialists Neil Reynolds and Jonathan Reynolds.

Please contact us for obligation-free advice on any of these types of cover. We can put together a package for you to suit your exact needs and budget.

Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan.