Over 50 Plans

 Making sure you are covered


For individuals aged over 50, insurance options may vary. We specialise in providing tailored advice on insurance plans for those in this age group in Lisburn, Belfast, and surrounding areas.

Our experts understand the unique concerns and needs of individuals over 50. We can help you find insurance plans that cater to your specific requirements and provide the coverage you need to secure your future.



A middle-aged couple

What Are Over 50s Plans?

Proceeds from Over 50s policies can be utilised for payment of, or contribution towards, the cost of a funeral, following the death of the insured individual. Furthermore, it’s essential to be aware that you could end up paying more in premiums than the policy pays out. These policies are not savings plans; instead, they serve a specific purpose in covering funeral expenses. Additionally, due to inflation, the payout may not retain its purchasing power in the future, potentially not covering the full cost of a funeral.

Fixed Premiums for Peace of Mind

One notable advantage of Over 50s plans is that premiums are usually fixed and do not increase as you age. This predictability makes it easier for individuals to budget for their premiums.

Important Policy Terms

It’s crucial to note that if you stop paying premiums before age 90, the cover will cease, and you won’t be entitled to any refunds.

Choosing the Right Plan

When selecting an Over 50s plan in Northern Ireland, it’s vital to compare different options. Terms can vary significantly between providers. Therefore, it’s essential to consider factors such as the premium cost, payout amount, waiting period, and policy terms. Consulting with an advisor like Complete Mortgage Solutions means we understand the specific market dynamics in Northern Ireland. Consequently, we can provide tailored advice based on your personal financial situation and future goals. This ensures that you choose a plan that best suits your needs.

Please contact us for obligation-free advice on any of these types of cover. We can put together a package for you to suit your exact needs and budget. 

Please note for these insurance products terms and conditions apply. This information is a summary only. You will receive a full policy document upon application. This policy will set out the terms, conditions and limitations of cover provided under the plan. 


Life and Home Protection

Our providers make sure that your health, home and contents are covered in the case of unexpected circumstances.

Income Protection

With income protection, you can rest assured that in the face of illness or redundancy, you can maintain your lifestyle.

Guaranteed Peace of Mind

We can make sure you are covered for all situations, giving you and your family the chance to enjoy life to the full.

We work with over 50 of the top insurance companies to help you get the best price, terms and extras you need.

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