by Neil-admin | Nov 2, 2026 | Finance, Mortage
Not necessarily — but they may give you access to more options. A broker cannot guarantee that they will find a lower rate than your bank. However, if the broker has access to a wider range of lenders, they may be able to compare more mortgage products than you would...
by Neil-admin | Oct 26, 2026 | Finance, Mortage
Being self-employed shouldn’t stop you from achieving your dream of owning a home. While the mortgage application process can be slightly different compared to employed applicants, there are plenty of lenders who are happy to lend to self-employed borrowers....
by Neil-admin | Oct 19, 2026 | Finance, Mortage
Should you rent or buy a home? It’s one of the biggest financial decisions many people will make. For some, buying a home is the ultimate goal. For others, renting offers flexibility and fewer long-term commitments. There isn’t a simple answer that applies...
by Neil-admin | Oct 5, 2026 | Finance, Mortage
Buying a property is one of the biggest financial commitments you’ll ever make. While it’s easy to focus on securing your mortgage and making an offer, arranging the right property survey is just as important. A survey can reveal issues that aren’t...
by Neil-admin | Sep 28, 2026 | Finance, Mortage
What is a fixed-rate mortgage? A fixed-rate mortgage means your mortgage interest rate is fixed for an agreed period. Common fixed-rate periods include: 2 years 3 years 5 years 10 years For example, if you take out a five-year fixed-rate mortgage at a particular...
by Neil-admin | Sep 21, 2026 | Finance, Mortage
Buying your first home is an exciting milestone, but it’s also one of the biggest financial decisions you’ll ever make. If you’ve never bought a property before, the process can seem complicated, with unfamiliar terminology and lots of different...
